Commercial Mortgage Surrey
Commercial Mortgages in Surrey, BC — BC's Second-Largest City
Industrial, apartment building, retail, and mixed-use commercial financing for Surrey's rapidly growing commercial real estate market.
Surrey's Commercial Real Estate Momentum
Surrey has evolved from Metro Vancouver's historically underinvested bedroom community into a major urban centre in its own right.
As BC's second-largest city by population, the economy is diversifying rapidly, attracting institutional lenders who are now actively competing for Surrey commercial deals.
Key drivers: industrial boom in Newton and the Highway 1 corridor, apartment building investment driven by rental demand, and City Centre commercial development.
Surrey Financing Tool
Estimate Your Commercial Mortgage Payment
Enter a proposed loan amount, interest rate, and amortization period to estimate payments before comparing financing options for your Surrey commercial property.
Results are estimates for general planning purposes only and do not represent a lender approval, commitment, guaranteed rate, or final commercial mortgage terms.
What We Do
Surrey Commercial by Property Type
Industrial
Newton, Port Kells, and South Surrey industrial zones; multiple institutional lenders actively competing.
View Details arrow_forwardApartment Buildings
Strong rental demand where CMHC MLI Select often provides better scoring than Metro Vancouver.
View Details arrow_forwardMixed-Use
City Centre corridor transformation establishing major commercial and dual-income character.
View Details arrow_forwardRetail
Essential and service retail well-supported by Surrey's rapidly growing residential population base.
View Details arrow_forwardLender Matching
Institutional lenders and local credit unions actively competing for Surrey property deals.
View Solutions arrow_forwardSurrey Calculator
Estimate your payment, qualification, and leverage position for your Surrey deal.
Calculate arrow_forward
Surrey Commercial Financing Environment
- Institutional lenders who previously limited Fraser Valley commercial lending are now actively competing for Surrey deals.
- BC credit unions with strong Surrey programs complement institutional lenders for smaller or non-standard transactions.
- CMHC-approved lenders provide competitive apartment building financing through specialized MLI programs.
Start Here
How Much Down Payment Do You Need for a BC Commercial Property?
READ GUIDE →How Commercial Mortgages Work in Canada for BC Property Investors.
VIEW PRIMER →Current Commercial Mortgage Rates in BC for Industrial and Retail.
VIEW RATES →We Finance Commercial Properties Across All of BC
Metro Vancouver
Fraser Valley
Okanagan
The North
Frequently Asked Questions
LTV for Surrey industrial?
65–70% LTV from institutional lenders for income-producing Surrey industrial with current leases.
Surrey apartment cap rates?
Typically trade at 4–5% cap rates — offering better initial yield than Metro Vancouver's 3–4%.
BCCM Surrey coverage?
Yes — BCCM serving Surrey all areas including Newton, Cloverdale, South Surrey, and City Centre.