Commercial Mortgage Solutions | BC Property Financing Hub
BC Financing Authority

Commercial Mortgage Solutions — Every Financing Structure for BC Commercial Real Estate

BC Commercial Mortgage structures financing solutions across the full spectrum of commercial real estate in British Columbia — from conventional bank mortgages to CMHC-insured multifamily programs to private second positions.

Tailored Structures for Every Asset Type

Not every commercial mortgage deal is the same — and not every lender treats them the same way. An apartment building in Burnaby gets underwritten differently from a retail plaza in Abbotsford. A construction draw facility for a mixed-use development in Kelowna requires a different lender conversation than a five-year term on an established industrial building in Delta.

Our solutions are designed to match the specific risk profile and income potential of your property. We help you navigate:

  • Amortization Optimization: Matching term lengths to your investment horizon.
  • Leverage Strategy: Balancing LTV and DSCR requirements to maximize proceeds.
  • Lender Fit: Placing your file with the Tier 1, Tier 2, or Private lender that understands your market.

This hub connects you to the specific solution that fits your deal.

BC Commercial Mortgage Solutions Overview

Not Sure Which Solution Fits?

Every commercial deal has unique variables. Start with our requirements guide or use our pre-qualification tool to understand where your deal sits before selecting a lender path.